overdraft credit
英
美
[网络] 透支信贷
双语例句
- Banks have cut overdraft facilities and unused credit lines, withdrawn from lending syndicates and abruptly called in loans.
银行已削减了透支项目和未使用的信用额度，退出了贷款联合会和突然要求收回贷款。 - Also called daylight overdraft, daylight exposure and intraday credit.
也称日间透支、间风险、内信用。 - The subject of the act of malicious overdraft includes this legal cardholder and that cardholder who gains credit card by defrauding.
从恶意透支行为的主体包括合法持卡人和骗领信用卡的人； - For export trade finance, it involves overdraft and loan, packing loan, letter of credit negotiation, outward documentary collection advance, export discount and etc;
其中，出口贸易融资业务涉及了贷款和透支、打包贷款、出口信用证押汇、出口托收押汇、出口贴现等； - China's banking is faced with ten risks such as excessive increase of foreign currency reserve, oversupply of bill, overdraft credit, dishonest capital increase and expansion of stock, bad asset operation, etc.
我国银行业当前主要面临外汇储备超常增长、央行票据供给放量、地方政府信用透支、农信社增资扩股不实、不良资产处置悬空等十大风险隐患。 - Overdraft: "Chest-nuts in Fire" of Credit Card
透支消费：信用卡的火中之栗 - Set an individual crime of malicious overdraft of credit card;
恶意透支型信用卡犯罪应独立成罪； - Then it analyzes malicious overdraft crimes from the overdraft function of credit card to definite the graceful overdraft and malicious overdraft.
首先分析了信用卡诈骗罪中恶意透支行为与其他三种表现形式的关系和区别，然后从信用卡的透支功能着手，对恶意透支进行分析，明确了善意透支和恶意透支的界限。 - With the current judicial practice, analysis of the current credit card fraud on the legislation in the lack of additional units from the crime, malicious overdraft separate crime, improve the legislative technical aspects such as improving the credit card fraud in the legislative proposals and ideas.
结合目前的司法实践，分析了当前对信用卡诈骗罪的立法中存在的不足，从增设单位犯罪、单列恶意透支犯罪、提高立法技术等方面提出了完善信用卡诈骗罪的立法建议和构想。 - The credit card crime of various type emerges, especially malicious overdraft happens more and more, the criminal makes use of the overdraft function that the credit card owns and cheats funds of bank, impact the financial order of stable health of our country.
各种类型的信用卡犯罪应运而生，特别是恶意透支型信用卡诈骗犯罪愈演愈烈，犯罪分子利用信用卡本身具有的透支功能大肆恶意透支，骗取银行资金，对我国稳定健康的金融秩序造成了冲击。 - Consequently how to determine malicious overdraft behavior accurately, strike malicious overdraft effectively, guarantee healthy development of our country credit card business, bank funds safety, steady financial order has become urgent matter of the moment.
因此如何准确定性恶意透支行为，有效打击恶意透支型信用卡诈骗犯罪，保障我国信用卡业务健康发展、银行资金安全、金融秩序稳定业已成为当务之急。 - With the wide dissemination of overdraft conception and commercial banks 'actively marketing strategy, the domestic credit card business is rocket up.
伴随着透支消费观念的广泛传播和商业银行的积极营销策略，国内信用卡业务急剧增长。 - Accompany with continuously development of our country economy, the usage of credit card is prevalent soon, the overdraft function of credit card promote people to consume, also give many criminals to get use of it.
伴随我国经济的不断发展，信用卡的使用得到了飞速发展，信用卡的透支功能在方便人们消费的同时，也给许多不法分子以可乘之机。 - Finally, this study provides a management model for preventing malicious overdraft of credit card from happening, from inside to outside and from above to bottom.
最后，在总结国内外部分信用卡管理的成功经验和具体措施的基础之上，提出了一个由内到外、至上而下的防范信用卡恶意透支发生的管理模式。 - In judicial practice of the basic level, we should how to correctly understand the interpretation of the legislative intent, how to effectively apply the interpretation to malicious overdraft credit card fraud.
在基层司法实践中，如何准确理解该解释的立法意图，有效的适用解释应对恶意透支型信用卡诈骗犯罪尚有疑问。 - About this question, the author think it should be cautious, and the malicious overdraft credit card crime should not be an independent crime.
最后，讨论了恶意透支型信用卡犯罪是否应从信用卡诈骗罪中独立出来的问题，笔者认为应慎之，不宜独立成罪。 - In this part, we first introduce the concept and the function of the credit, meanwhile raises the credit card malicious overdraft risks concept and types, and the legal control issues of the credit card malicious overdraft risks in my country.
在这一部分里，主要对信用卡的概念、功能进行简单的介绍，同时引申出信用卡恶意透支风险的概念和类型以及我国信用卡恶意透支风险的法律控制问题。 - Unit should constitute the corpus of that offense. Finally, if the malicious overdraft credit card crime should be independent from the crime of credit card fraud is discussed.
在这个部分，笔者着重探讨单位是否应构成恶意透支型信用卡诈骗罪的主体，笔者建议单位应当构成该罪的主体。 - The risk of credit card malicious overdraft is that cardholders cannot afford to repay credit card debt or are unwilling to repay credit card debt, so that banks could not recover the debt or recover the debt in time and cause the possible loss for banks.
信用卡恶意透支风险就是指信用卡持卡人没有能力偿还所欠的信用卡债务或不愿意偿还所欠的信用卡债务，使银行不能收回或不能及时收回债权而给银行带来的可能损失。 - To pursue high returns by overdraft interest rate, major commercial banks have established their own credit card center and consider the credit card business as a profit growth point which is extremely important.
各大商业银行为追逐信用卡高额透支利息带来的回报而纷纷建立各自的信用卡中心，并将信用卡业务视为一个极为重要的利润增长点。 - However, at the same time, malicious Overdraft credit card fraud has become increasingly rampant, as the spread of the potential, and it also has become a hidden danger of developing financial markets.
但是，与此同时，恶意透支型信用卡诈骗犯罪也日益猖獗，成泛滥之势，成为了金融市场发展的一个隐患。 - Maliciously overdraft of credit card fraud, is a new type of multiple crimes.
恶意透支信用卡诈骗犯罪，是新型的多发性犯罪。 - However, in our theoretical and judicial practice, type of malicious overdraft credit card Crimes still exist many problems; bigger dispute, law stipulates not clear.
然而，在我国理论界与司法实践中，对恶意透支型信用卡犯罪的认定还存在着较大争议，且问题较多，法律规定不明确。 - The third part mainly from the object and objective aspects of malicious Overdraft constitute the crime of credit card fraud analysis, the focus is based on the latest judicial interpretation to define the amount of between civil law and criminal law.
文章第三部分主要从客体和客观方面对恶意透支型信用卡诈骗罪的犯罪构成进行分析，重点在于依据最新的司法解释对罪与非罪之间的数额进行界定。 - Establish special department to control internal authorized business and cancel the authorization of credit card overdraft to third-party payment account recharge to prevent problems which could endanger the safety of funds such as credit card cash in.
建立专门的部门对内部授权业务进行控制，取消对信用卡透支向第三方支付账户充值的授权，防范信用卡套现等危及资金安全的问题。 - Credit card malicious overdraft is the basic form of credit card operation, it reflects the bank credit, and its essence is for card-issuing banks to honor cardholders a consumer credit.
信用卡透支是信用卡运作的基本形式，体现了银行信用，其实质是发卡银行向持卡人提供的一种消费信贷。 - The second part will be both the subject and the subjective type of crime constitutes a malicious overdraft credit card fraud analysis, focusing on the subjective side view of the analysis, analysis of malicious overdraft in the specific meaning of judicial practice.
文章第二部分将从主体和主观方面两个犯罪构成对恶意透支型信用卡诈骗罪进行分析，重点从主观方观进行分析，分析恶意透支在司法实践中的具体内涵。